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EMI Calculator

Estimate your monthly EMI, total interest and total repayment for any loan amount, rate and tenure.

This is an indicative estimate. Your actual offer may vary based on credit assessment.

Your Monthly EMI
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Total Interest
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Total Payment
Understanding EMI

How is your EMI calculated?

What affects your EMI?

  • ✓Loan amount — higher principal means a higher EMI
  • ✓Interest rate — depends on your credit profile and loan type
  • ✓Tenure — longer tenure lowers EMI but raises total interest

Tips before you apply

  • ✓Keep EMI below 40% of your monthly income where possible
  • ✓Compare total interest, not just the EMI number
  • ✓Use our Eligibility Checker to see what you may qualify for
Check Your Eligibility
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Before you go — check your eligibility

It takes less than a minute and won't affect your credit score.

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